Inbound Customer Service

Learning how to be the best CSR possible

Auto Financing Minimum Qualifications

Qualifications

Ongoing  VS  Short Term

The main divide between our Qualified and Unqualified income sources is whether or not they are ongoing and provable.

(See you Quick Access Handout in the front of your binder for reference)

Income Source Qualified VS Not Qualified

  • Long Term Disability
    Qualified - because even the name indicates it is ongoing
  • Alimony
    Qualified - because it is court mandated income from an EX and is legally bound to be ongoing.
  • Spousal Support
    Qualified - because it is court mandated income from an EX and is legally bound to be ongoing.
  • Child Support
    Qualified - because it is court mandated income from an EX to care for the children and is legally bound to be ongoing.
  • Pension
    Qualified - because it is the equivalent to employment for elderly
  • Student
    Not Qualified - Education is not a source of income
  • Short Term Disability
    Not Qualified - because even the name indicates it is not ongoing
  • Unemployment/ EI
    Not Qualified - As it is a government support program designed to help for a short term between jobs.
  • Homemaker
    Not Qualified - Not a source of income - likely they are including their spouses income not their own
  • Baby Bonues
    Not Qualified - because it is a government program that fluctuates and the income is intended to be used for children
  • Babysitter
    Not Qualified - because it is not a real job and if parents decide they no longer need your services they can end at anytime.
  • Self Employed
    Qualified - It is a form of employment

Additional Qualifications

  • Age of Majority

  • Intent to purchase a vehicle soon

  • Vehicle purchases only, we do NOT finance boats, motorcycles, commercial vehicles, RVs etc.

  • Canadian Citizen or Permanent Resident

Canada Geography

Maritimes ($1600)   

  • New Brunswick
  • Nova Scotia
  • PEI
  • Newfoundland

Everywhere Else $1800

  • British Columbia
  • Alberta
  • Saskatchewan
  • Manitoba
  • Ontario
  • Quebec
  • Yukon Territories
  • Nunavut

Qualifications Quiz

Lives in Nova Scotia and makes $1700 from Employment insurance?

  • Qualified
  • Not Qualified

Lives in Alberta makes $1600 as a waitress at Applebees

  • Qualified
  • Not Qualified

Lives in BC makes $2200 as a homemaker

  • Qualified
  • Not Qualified

Lives in Ontario and makes $1550 from a part time job a staples

  • Qualified
  • Not Qualified

Lives in PEI makes $1650 as a waitress at Montanas

  • Qualified
  • Not Qualified

Lives in Quebec makes $1900 as a truck driver

  • Qualified
  • Not Qualified

Lives in Manitoba and makes $2000 from Child Tax

  • Qualified
  • Not Qualified

Lives in New Brunswick and makes $1700 from alimony

  • Qualified
  • Not Qualified

Lives in New Brunswick makes $1500 as a chef at whitespot

  • Qualified
  • Not Qualified

Lives in Alberta makes $1600 as a CSR

  • Qualified
  • Not Qualified

Lives in BC makes $2200 from Alimony

  • Qualified
  • Not Qualified

Live in Saskatchewan makes $1700 from disability

  • Qualified
  • Not Qualified

Lives in Ontario makes $1100 as a janitor

  • Qualified
  • Not Qualified

Lives in the Northwest Territories makes $1600 as an RCMP officer

  • Qualified
  • Not Qualified

Lives in the Newfoundland makes $1900 as a Homemaker

  • Qualified
  • Not Qualified

Lives in Quebec makes $3500 as a student

  • Qualified
  • Not Qualified

Lives in Quebec makes $3000 as a taxi driver

  • Qualified
  • Not Qualified

Lives in Manitoba makes $5000 as an engineer

  • Qualified
  • Not Qualified

Lives in BC makes $1000 as an Waitress

  • Qualified
  • Not Qualified

Lives in Nova Scotia makes $1700 as a baby sitter

  • Qualified
  • Not Qualified

Lives in PEI makes $1700 as a Nanny

  • Qualified
  • Not Qualified

Lives in Alberta makes $2100 as a PSW

  • Qualified
  • Not Qualified

Lives in Saskatchewan and makes $2200 from pension

  • Qualified
  • Not Qualified

Salesforce Accounts

What is the last dealership we sent Heather Locke to?

Where would you click to open her most recent Application?